Keep your repayments to a minimum in the first few years of your mortgage. As the interest rate is variable, this type of mortgage is ideal if you don’t mind your payments varying as interest rates change.

3 Year Discount Mortgage (70% - 80% LTV)

3 Year Discount Mortgage (Up to 70% LTV)

90% Variable Rate Mortgage

With a Tracker mortgage, your repayments follow the Bank of England base rate for a set period after which the interest rate reverts to our standard variable rate.

3 Year Tracker Mortgage

Borrow up to 90% of a property’s value with our new first time buyer mortgage. Discussing the options with the Vernon is easy for people considering ‘stepping on the ladder’ for the first time.

90% Variable Rate Mortgage  

If you want the security of knowing exactly what your mortgage repayments will be for the duration of the fixed rate period along with protection against rising interest rates then this is the ideal type of mortgage for you.

3 Year Fixed Rate Mortgage                                 

3 Year (No Fee) Fixed Rate Mortgage

Flexible mortgages include options such as repayment holidays and additional draw-down facilities which help you to cope with changing circumstances in your life.

5 Year Flexible Mortgage

A part fixed, part flexible mortgage providing security and freedom for the best of both worlds!

3 Year Flexi-Fix Mortgage                                               

This mortgage allows you to borrow a proportion of funds against the value of your home without ever having to make monthly repayments - interest is added to the loan which is repaid when your house is sold. You must be over 65 years old to qualify.

By taking a personal and flexible approach, our Commercial Lending Manager can offer a range of mortgage solutions to business borrowers.