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Claim excess period
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You can choose your preferred claim excess period.
This is the number of days that you are out of work due to an insured event where no benefit will be paid.
A longer period means that you will have to meet more outgoings from your own resources before your claim can commence, however your premium will be lower.
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Options:
- 0 days
- 30 days
- 60 days
- 90 days
Where you select 0 days excess you must be out of work for at least 30 consecutive days to claim, however your benefit will be backdated to the first day that you are out of work. The period that you select will be applied to your chosen insurance cover options.
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Maximum claim duration
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You can choose the maximum number of months that we will pay a benefit to you for a single insurance claim.
If you select a longer period you will receive claim benefits for a longer period of time, however your premium will be higher.
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Options:
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