5 YEAR FIXED RATE (UP TO 80% LTV)

Summary Box
Name 5 Year Fixed Rate Mortgage (Up to 80% LTV)
Initial rate 3.99% Fixed until 31/03/2017.
Subsequent rate Our standard variable rate for the remainder of the term, currently 4.99%.
The overall cost for comparison is 4.9% APR.
Incentives

Up to 10% capital repayments allowed per annum.

Arrangement fee £499 payable on application, non-refundable.
Maximum loan to value (LTV) 80% for both purchase and remortgage.
Early repayment charges

A full or partial capital repayment, which exceeds 10% of the capital balance amount in any one year during the fixed rate period, will attract an early repayment charge of 3% on the excess payment.

Other conditions

None.

How To Apply

 

We were both very pleased with the service from the Vernon and the time taken to process our application.
Mr & Mrs H, Stockport