Holiday Let | Vernon Intermediaries

Holiday Let

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Overview

Our Holiday Let mortgage range is crafted to support property owners across England and Wales, whether your client is investing in their first holiday rental or expanding their portfolio. With specialist knowledge of the unique requirements of the holiday let market and a dedicated personal underwriting service, we’re here to support you and your clients at every step.

Key Criteria

  • Ltd company available
  • Interest-Only or repayment up to 75% LTV
  • No minimum personal income requirement
  • Assessed High/Med/Low; not AST

Fixed Rate Mortgages

(H006) 5.79% fixed to 31.01.2028 Holiday Let

Initial rate

5.79%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H009) 6.14% fixed to 31.01.2028 Holiday Let Professional

Initial rate

6.14%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H007) 5.89% fixed to 31.01.2031 Holiday Let

Initial rate

5.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

None

Early repayment charge

Yes

(H010) 6.24% fixed to 31.01.2031 Holiday Let Professional

Initial rate

6.24%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

None

Early repayment charge

Yes

Discount Mortgages

(H005) 2 year 1.86% Discount Holiday Let

Initial rate

5.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H008) 2 year 1.56% Discount Holiday Let Professional

Initial rate

6.04%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.7% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

Enquire Now

We're proud to be known for our personal, approachable service. If you have a question or would like to discuss a case, our team is here to help - Monday to Friday, 8:45 AM to 5:00 PM. We look forward to hearing from you!

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