Products

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Consumer Duty

Our fair value statements for each of our products can be found on each individual product page.

Product Switch

Our Product Switch range can be found by clicking here.


Product Switch

(F414) 5 year 4.49% Fixed until 30.06.2029

Initial rate

4.49%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

6.70% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(F415) 5 year 4.84% Fixed until 30.06.2029

Initial rate

4.84%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

6.90% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F416) 5 year 5.14% Fixed until 30.06.2029

Initial rate

5.14%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.00% APRC

Maximum loan to value (LTV)

95%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(FH06) 5 Year 4.99% Fixed until 30.06.2029 Head Start

Initial rate

4.99%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.00% APRC

Maximum loan to value (LTV)

100%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(F413) 3 year 4.59% Fixed until 30.06.2027

Initial rate

4.59%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.20% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£499

Early repayment charge

Yes

(D157) 2 Year 2.40% Discount

Initial rate

5.70%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.90% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(LD03) 1.65% Lifetime Discount

Initial rate

6.45%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

6.70% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

0.30%*

Early repayment charge

Yes

* of the loan amount

(D158) 3 Year 2.45% Discount

Initial rate

5.65%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.60% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(DH01) 2.70% Lifetime Discount Head Start

Initial rate

5.40%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

5.60% APRC

Maximum loan to value (LTV)

100%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(LT26) 5 Year 2.51% Discount RIO

Initial rate

5.59%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.60% APRC

Maximum loan to value (LTV)

50%

Incentives

None

Fees

£499

Early repayment charge

Yes

(BL03) 1.35% Lifetime Discount Standard Buy to Let

Initial rate

6.75%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.10% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(BC03) 1.20% Lifetime Discount Limited Company Buy to Let

Initial rate

6.90%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.20% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(BT37) 5 year 6.29% Fixed until 31.03.2029 Buy to Let Limited Company

Initial rate

6.29%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.70% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(BT38) 5 year 5.85% Fixed until 31.03.2029 Buy to Let Personal Applicant

Initial rate

5.85%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.40% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,500

Early repayment charge

Yes

(BT39) 3 year 6.19% Fixed until 31.03.2027 Buy to Let Limited Company

Initial rate

6.19%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.90% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,500

Early repayment charge

Yes

(BT40) 3 year 6.19% Fixed until 31.03.2027 Buy to Let Personal Applicant

Initial rate

6.19%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.90% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,500

Early repayment charge

Yes

(HC02) 1.20% Lifetime Discount Holiday BTL (Limited Company)

Initial rate

6.90%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.20% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(HL02) 1.35% Lifetime Discount Holiday BTL (Personal Applicant)

Initial rate

6.75%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.00% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(HB19) 3 year 6.19% Fixed until 31.03.2027 Holiday Let Limited Company

Initial rate

6.19%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.90% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,500

Early repayment charge

Yes

(HB20) 3 year 6.19% Fixed until 31.03.2027 Holiday Let Personal Applicant

Initial rate

6.19%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.90% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,500

Early repayment charge

Yes

(HB22) 5 year 6.49% Fixed until 28.02.2029 Holiday Let Limited Company

Initial rate

6.49%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.70% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(SB08) 2 Year 1.21% Discount Self-Build

Initial rate

6.89%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

8.30% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(LT36) 5 year 4.89% Fixed until 30.06.2029 RIO

Initial rate

4.89%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.20% APRC

Maximum loan to value (LTV)

50%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(BU07) 5 Year 2.01% Discount Buy for Uni

Initial rate

6.09%

Subsequent Rate (SVR)

8.10%

Overall cost for comparison

7.40% APRC

Maximum loan to value (LTV)

100%

Incentives

Yes

Fees

£599

Early repayment charge

None

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