Our Products

Our range of mortgages covers England and Wales, with products designed to support a wide variety of clients - from first-time buyers to those borrowing later in life.

THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

(F529) 4.39% fixed to 30.04.2028

Initial rate

4.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(F530) 4.59% fixed to 30.04.2031

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(F531) 4.69% fixed to 30.04.2031

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F533) 4.89% fixed to 30.04.2028

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(F534) 5.09% fixed to 30.04.2031

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F535) 5.39% fixed to 30.04.2031

Initial rate

5.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

95%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F532) 4.65% fixed to 30.04.2031 Large Loan

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(D171) 2 Year 3.11% Discount (Large Loan)

Initial rate

4.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,249

Early repayment charge

Yes

(JB04) 4.69% fixed to 30.04.2031 Joint Borrower Sole Proprietor

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(JB05) 5.09% fixed to 30.04.2031 Joint Borrower Sole Proprietor

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(JB06) 2 Year 3.01% Discount Joint Borrower Sole Proprietor

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(PR05) 4.59% fixed to 30.04.2031 Professional

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(PR06) 4.74% fixed to 30.04.2031 Professional

Initial rate

4.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(PR07) 2 Year 3.01% Discount Professional

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(PR08) 2 Year 2.81% Discount Professional

Initial rate

4.79%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(C005) 4.65% fixed to 30.04.2028 Complex

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(C006) 4.89% fixed to 30.04.2031 Complex

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.6% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(C007) 2 year 3.11% Discount Complex

Initial rate

4.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£499

Early repayment charge

Yes

(C008) 2 year 2.56% Discount Complex

Initial rate

5.04%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

90%

Incentives

None

Fees

£499

Early repayment charge

Yes

(CR01) 3 Year 2.44% Discount Credit Repair Tier 1

Initial rate

5.16%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(CR02) 5.29% fixed to 31.03.2029 Credit Repair Tier 1

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(CR03) 5.49% fixed to 30.04.2031 Credit Repair Tier 2

Initial rate

5.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(R004) 4.74% fixed to 30.04.2031 Into Retirement

Initial rate

4.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.6% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(R004) 4.74% fixed to 30.04.2031 In Retirement

Initial rate

4.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.6% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(LT68) 5.09% fixed to 30.04.2031 Retirement Interest-Only

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(R001) 2 Year 2.95% Discount Into Retirement

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

£499

Early repayment charge

Yes

(R002) 2.71% Lifetime Discount In Retirement

Initial rate

4.89%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.1% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£499

Early repayment charge

No

(LT63) 2 Year 2.61% Discount Retirement Interest-Only

Initial rate

4.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(LT64) 2.51% Lifetime Discount Retirement Interest-Only

Initial rate

5.09%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.3% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

£499

Early repayment charge

No

(DH02) 2.70% Lifetime Discount Head Start

Initial rate

4.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.0% APRC

Maximum loan to value (LTV)

100%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(B057) 5.19% fixed to 30.04.2028 Buy to Let

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B058) 5.24% fixed to 30.04.2031 Buy to Let

Initial rate

5.24%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.0% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B059) 5.59% fixed to 30.04.2028 Buy to Let Professional Landlord

Initial rate

5.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B060) 5.69% fixed to 30.04.2031 Buy to Let Professional Landlord

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B061) 2 year 2.56% Discount Buy to Let

Initial rate

5.04%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B062) 2 year 2.21% Discount Buy to Let Professional Landlord

Initial rate

5.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(X002) 2 year 2.46% Discount Expat Buy to Let

Initial rate

5.14%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H016) 5.69% fixed to 30.04.2028 Holiday Let

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H017) 5.74% fixed to 30.04.2031 Holiday Let

Initial rate

5.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.1% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H018) 5.89% fixed to 30.04.2028 Holiday Let Professional Landlord

Initial rate

5.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H019) 6.09% fixed to 30.04.2031 Holiday Let Professional Landlord

Initial rate

6.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H020) 2 year 2.01% Discount Holiday Let

Initial rate

5.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H021) 2 year 1.71% Discount Holiday Let Professional Landlord

Initial rate

5.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(SB33) BuildLoan 1.70% Discount (arrears)

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(SB31) Mayflower 1.70% Discount

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(SB35) BuildLoan 1.61% Discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount

(SB32) Mayflower 1.61% Discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount

(SB36) Self-Build 1.61% Lifetime Discount

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount (min £1,499)

(SB34) BuildLoan 1.51% Discount (accelerator)

Initial rate

6.09%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(BU08) 5 Year 2.31% Discount Buy for Uni

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

100%

Incentives

Yes

Fees

£599

Early repayment charge

None

(D151) 5 Year 2.71% Discount Further Advance

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£150

Early repayment charge

None

(BT33) 5 Year 0.91% Discount BTL/Holiday Let Further Advance

Initial rate

6.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£150

Early repayment charge

None

(LT32) 5 Year 2.51% Discount RIO Further Advance

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.1% APRC

Maximum loan to value (LTV)

50%

Incentives

None

Fees

£150

Early repayment charge

None

(SB09) Self Build Further Advance

Initial rate

7.60%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

8.0% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

1.50%*

Early repayment charge

None

* of the loan amount (min £250)
Question

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Decision in Principle

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