Our Products

Our range of mortgages covers England and Wales, with products designed to support a wide variety of clients – from first-time buyers to those borrowing later in life.

Our new mortgage product guide is now available – giving you a clear, high-level view of our full range and criteria. Check it out below.

DOWNLOAD PRODUCT GUIDE

THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

Product Category

Product Type

Product Term

Remove filters

(F568) 5.99% fixed to 31.08.2031

Initial rate

5.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.1% APRC

Maximum loan to value (LTV)

95%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F567) 5.69% fixed to 31.08.2031

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.0% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F566) 5.74% fixed to 31.08.2028

Initial rate

5.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(F565) 5.25% fixed to 31.08.2031 Large Loan

Initial rate

5.25%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(F564) 5.29% fixed to 31.08.2031

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(F563) 5.19% fixed to 31.08.2031

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(F562) 5.24% fixed to 31.08.2028

Initial rate

5.24%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(D171) 2 Year 3.11% Discount (Large Loan)

Initial rate

4.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,249

Early repayment charge

Yes

(C013) 5.50% fixed to 31.08.2028 Complex

Initial rate

5.50%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(C014) 5.49% fixed to 31.08.2031 Complex

Initial rate

5.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

(CR08) 6.14% fixed to 31.08.2029 Credit Repair Tier 1

Initial rate

6.14%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(CR09) 6.09% fixed to 31.08.2031 Credit Repair Tier 2

Initial rate

6.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(PR13) 5.19% fixed to 31.08.2031 Professional

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(PR14) 5.34% fixed to 31.08.2031 Professional

Initial rate

5.34%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(JB06) 2 Year 3.01% Discount Joint Borrower Sole Proprietor

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(JB11) 5.29% fixed to 31.08.2031 Joint Borrower Sole Proprietor

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(JB12) 5.69% fixed to 31.08.2031 Joint Borrower Sole Proprietor

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.0% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(PR07) 2 Year 3.01% Discount Professional

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(PR08) 2 Year 2.81% Discount Professional

Initial rate

4.79%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(C007) 2 year 3.11% Discount Complex

Initial rate

4.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£499

Early repayment charge

Yes

(C008) 2 year 2.56% Discount Complex

Initial rate

5.04%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

90%

Incentives

None

Fees

£499

Early repayment charge

Yes

(CR01) 3 Year 2.44% Discount Credit Repair Tier 1

Initial rate

5.16%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(LT74) 5.69% fixed to 31.08.2031 Retirement Interest-Only

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

No fee

Early repayment charge

Yes

(R007) 5.34% fixed to 31.08.2031 Into Retirement

Initial rate

5.34%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(R007) 5.34% fixed to 31.08.2031 In Retirement

Initial rate

5.34%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

(R001) 2 Year 2.95% Discount Into Retirement

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

£499

Early repayment charge

Yes

(R002) 2.71% Lifetime Discount In Retirement

Initial rate

4.89%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.1% APRC

Maximum loan to value (LTV)

70%

Incentives

Yes

Fees

£499

Early repayment charge

No

(LT63) 2 Year 2.61% Discount Retirement Interest-Only

Initial rate

4.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(LT64) 2.51% Lifetime Discount Retirement Interest-Only

Initial rate

5.09%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.3% APRC

Maximum loan to value (LTV)

60%

Incentives

Yes

Fees

£499

Early repayment charge

No

(DH02) 2.70% Lifetime Discount Head Start

Initial rate

4.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

5.0% APRC

Maximum loan to value (LTV)

100%

Incentives

None

Fees

No fee

Early repayment charge

Yes

(X003) 5.99% fixed to 31.08.2031 Expat Buy to Let

Initial rate

5.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B079) 5.75% fixed to 31.08.2028 Buy to Let

Initial rate

5.75%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B080) 5.84% fixed to 31.08.2031 Buy to Let

Initial rate

5.84%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B081) 6.25% fixed to 31.08.2028 Buy to Let Professional Landlord

Initial rate

6.25%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.7% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B082) 6.29% fixed to 31.08.2031 Buy to Let Professional Landlord

Initial rate

6.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B061) 2 year 2.56% Discount Buy to Let

Initial rate

5.04%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(B062) 2 year 2.21% Discount Buy to Let Professional Landlord

Initial rate

5.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(X002) 2 year 2.46% Discount Expat Buy to Let

Initial rate

5.14%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H044) Exclusive 2 year 2.51% Discount Professional Holiday Let

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

2%*

Early repayment charge

Yes

* of the loan amount

(H045) Exclusive 6.49% fixed to 31.08.2031 Professional Holiday Let

Initial rate

6.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

2%*

Early repayment charge

Yes

* of the loan amount

(H038) 6.34% fixed to 31.08.2028 Holiday Let

Initial rate

6.34%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.7% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H039) 6.34% fixed to 31.08.2031 Holiday Let

Initial rate

6.34%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H040) 6.74% fixed to 31.08.2028 Holiday Let Professional Landlord

Initial rate

6.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.8% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H041) 6.69% fixed to 31.08.2031 Holiday Let Professional Landlord

Initial rate

6.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H020) 2 year 2.01% Discount Holiday Let

Initial rate

5.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£999

Early repayment charge

Yes

(H021) 2 year 1.71% Discount Holiday Let Professional Landlord

Initial rate

5.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£1,499

Early repayment charge

Yes

(SB33) BuildLoan 1.70% Discount (arrears)

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(SB31) Mayflower 1.70% Discount

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(SB35) BuildLoan 1.61% Discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount

(SB32) Mayflower 1.61% Discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount

(SB36) Self-Build 1.61% Lifetime Discount

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

0.25%*

Early repayment charge

Yes

* of the loan amount (min £1,499)

(SB34) BuildLoan 1.51% Discount (accelerator)

Initial rate

6.09%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

(BU08) 5 Year 2.31% Discount Buy for Uni

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

100%

Incentives

Yes

Fees

£599

Early repayment charge

None

(D151) 5 Year 2.71% Discount Further Advance

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£150

Early repayment charge

None

(BT33) 5 Year 0.91% Discount BTL/Holiday Let Further Advance

Initial rate

6.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Incentives

None

Fees

£150

Early repayment charge

None

(LT32) 5 Year 2.51% Discount RIO Further Advance

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.1% APRC

Maximum loan to value (LTV)

50%

Incentives

None

Fees

£150

Early repayment charge

None

(SB09) Self Build Further Advance

Initial rate

7.60%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

8.0% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

1.50%*

Early repayment charge

None

* of the loan amount (min £250)

Register

If you haven’t registered with us already, please register online before submitting business with us. Once registered with us, you can register to our broker online services.

REGISTER

Decision in Principle

Obtain a DIP before submitting an application. Attach an affordability calculator to your submission and we'll give you an initial decision based on the information provided.

DECISION IN PRINCIPLE

Submit a Full Application

Once your registration has been confirmed, you'll be able to submit an application via our online broker portal. All documents required for the application are uploaded at this time.

SUBMIT APPLICATION