Residential | Vernon Intermediaries

Professionals

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Overview

Our professional mortgage range is tailored for qualified professionals. With no maximum Loan-to-Income (LTI) ratio, we can consider future earning potential and apply a common-sense approach to your client’s circumstances.

You can find the list of professions we typically consider in our guide. This list is not exhaustive however, and we can also consider other professions on a case-by-case basis.

Key Criteria

  • No max LTI
  • Part & part up to 85% LTV
  • Interest only up to 70% LTV
  • 1 year’s accounts for self-employed
  • Guaranteed future income rises used for affordability

Fixed Rate Mortgages

(PR03) 4.54% fixed to 28.02.2031 Professional

Initial rate

4.54%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.4% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

None

Early repayment charge

Yes

(PR04) 4.69% fixed to 28.02.2031 Professional

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.6% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

None

Early repayment charge

Yes

Discount Mortgages

(PR01) 2 Year 2.91% Discount Professional

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

(PR02) 2 Year 2.71% Discount Professional

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

Enquire Now

We're proud to be known for our personal, approachable service. If you have a question or would like to discuss a case, our team is here to help - Monday to Friday, 8:45 AM to 5:00 PM. We look forward to hearing from you!

Get In Touch | Vernon Intermediaries
Question

Register

If you haven’t registered with us already, please register online before submitting business with us. Once registered with us, you can register to our broker online services.

REGISTER
Guide

Decision in Principle

Obtain a DIP before submitting an application. Attach an affordability calculator to your submission and we'll give you an initial decision based on the information provided.

DECISION IN PRINCIPLE
Mortgage

Submit a Full Application

Once your registration has been confirmed, you'll be able to submit an application via our online broker portal. All documents required for the application are uploaded at this time.

SUBMIT APPLICATION