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Credit Repair Mortgages | Vernon Intermediaries

Credit Repair

THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

Overview

Our Credit Repair mortgage range is designed to support clients with past credit issues, which may still impact a high-street credit score. We offer a two-tier approach to help those who have struggled to access a mainstream mortgage elsewhere as a result.

Find out which tier is appropriate for your client in our Credit Criteria guide.

Key Criteria

  • Two product tiers with up to 85% LTV available depending on the credit history
  • Our personal underwriters can look at satisfied defaults, CCJs, IVAs, arrears, missed payments and more
  • If client demonstrates a good payment history they can move to a mainstream residential product

Fixed Rate Mortgages

(CR02) 5.29% fixed to 31.03.2029 Credit Repair Tier 1

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

View

(CR03) 5.49% fixed to 30.04.2031 Credit Repair Tier 2

Initial rate

5.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

View

Discount Mortgages

(CR01) 3 Year 2.44% Discount Credit Repair Tier 1

Initial rate

5.16%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

85%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

View

Enquire Now

We're proud to be known for our personal, approachable service. If you have a question or would like to discuss a case, our team is here to help - Monday to Friday, 8:45 AM to 5:00 PM. We look forward to hearing from you!

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Get In Touch | Vernon Intermediaries
Question

Register

If you haven’t registered with us already, please register online before submitting business with us. Once registered with us, you can register to our broker online services.

REGISTER
Guide

Decision in Principle

Obtain a DIP before submitting an application. Attach an affordability calculator to your submission and we'll give you an initial decision based on the information provided.

DECISION IN PRINCIPLE
Mortgage

Submit a Full Application

Once your registration has been confirmed, you'll be able to submit an application via our online broker portal. All documents required for the application are uploaded at this time.

SUBMIT APPLICATION