We Get to Know You, Then Try to Say Yes.

Your home may be repossessed if you do not keep up with repayments on your mortgage.
Bank of England Base Rate Change

The Bank of England Base Rate has increased several times during 2022.

Following the Bank of England Base Rate increases in March and May, on 1st July 2022, the Standard Variable Rate (SVR) on our mortgage products moved to 5.60% and the rates on most of our savings accounts went up too.

Bank of England Base Rate increased again from 1.00% to 1.25% in June 2022, its highest level since 2009.  We are reviewing the implications of this latest increase and will update our website in due course.


What can we help you with today?

Helping Borrowers and Savers Since 1924


Buy for Uni

Where the student becomes the landlord

Instead of paying rent to a landlord, the student buys the house and receives rent from their housemates to help cover mortgage payments.

T&Cs apply

Considering a variable rate mortgage?

80% Discount with Incentives

2.29% Initial Rate

This mortgage comes with a 3.31% discount from our Standard Variable Rate for 5 years, a free basic valuation* and a contribution towards legal fees.

*T&Cs apply

Start positive saving habits early

Young Saver Easy Access

1.50% Gross AER*

Exclusively for under 18's, within a 25 mile radius of Stockport. With instant access to funds.

T&Cs apply


Our members are in safe hands

Our Customers Love Us

Our Customers Love Us

Smart Money People

4.92 stars (out of 5)

We're Award Winning

We're Award Winning

British Bank Awards 2020

Best Savings Provider

Your Savings Are Protected

Your Savings Are Protected



Visit us in branch

Branch information and opening hours

Ukraine Crisis Appeal

As the humanitarian crisis in Ukraine continues to unfold, we're collecting for the Disaster Emergency Committee (DEC) Fund. 

If you'd like to make a donation towards this fund, you can head into any of our branches or you can donate over the phone on 0161 429 6262.

Greener Campaign

A Greener Society, Together

  • We're trying to do our bit to be more sustainable.
Read more

Homes for Ukraine Scheme

  • Information for mortgage customers.
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AGM 2022

AGM 2022 Results

  • Find out about the Vernon's 2022 AGM.
Read more
Protect against fraud

Protect yourself against fraud

  • Get fraud savvy - Five top tips.
Read more

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.