We Get to Know You, Then Try to Say Yes.

Your home may be repossessed if you do not keep up with repayments on your mortgage.
Bank of England Base Rate Change

The Bank of England Base Rate has increased several times during 2022.

In August 2022, Base Rate increased again from 1.25% to 1.75%, its highest level since 2009.

Following the recent increases, from the 1st September 2022, rates across most of our savings accounts will increase and the Standard Variable Rate (SVR) on our mortgage products will move to 5.85%.

What can we help you with today?

Helping Borrowers and Savers Since 1924


Buy for Uni

Where the student becomes the landlord

Instead of paying rent to a landlord, the student buys the house and receives rent from their housemates to help cover mortgage payments.

T&Cs apply

Considering a variable rate mortgage?

80% Discount with Incentives

2.29% Initial Rate

This mortgage comes with a 3.31% discount from our Standard Variable Rate for 5 years, a free basic valuation* and a contribution towards legal fees.

*T&Cs apply

Limited Availability

Fixed-Rate Bond to 31st August 2024

2.25% Gross AER*

Ideal for savers who want to save money for a fixed period in exchange for a higher rate of interest.

T&Cs apply


Our members are in safe hands

Our Customers Love Us

Our Customers Love Us

Smart Money People

4.92 stars (out of 5)

We're Award Winning

We're Award Winning

British Bank Awards 2020

Best Savings Provider

Your Savings Are Protected

Your Savings Are Protected



Visit us in branch

Branch information and opening hours

Donating to our Community Stars

Following a colleague vote, we're thrilled to announce the five Community Stars that will share our £3,000 community fund for the second quarter of 2022.

Greener Campaign

A Greener Society, Together

  • We're trying to do our bit to be more sustainable.
Read more

Homes for Ukraine Scheme

  • Information for mortgage customers.
Read more
AGM 2022

AGM 2022 Results

  • Find out about the Vernon's 2022 AGM.
Read more
Protect against fraud

Protect yourself against fraud

  • Get fraud savvy - Five top tips.
Read more

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.