Renewing your mortgage deal

Get in touch about your mortgage deal

If you'd like to discuss your mortgage or are currently on our SVR (Standard Variable Rate) and would like a new mortgage deal, call us on 0161 429 4304, email switch@thevernon.co.uk or use our quick enquiry form and we'll be in touch the next working day.

If you choose a new deal and our rates go down, you can switch to a better like-for-like option with us up until 14 days before it starts. Like-for-like means the same product type (fixed/discount) and product term (2, 3 or 5 years). Our products are up to date on this page, just contact us if you see something better.

Residential

Fixed Rate Mortgages

(F602) 5.64% fixed to 31.12.2028

Initial rate

5.64%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

(F603) 5.74% fixed to 31.12.2031

Initial rate

5.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.0% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

(F604) 5.29% fixed to 31.12.2028

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

80%

Fees

£999

Early repayment charge

Yes

(F605) 5.70% fixed to 31.12.2029

Initial rate

5.70%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(D178) 2 year 3.41% Discount

Initial rate

4.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Fees

£999

Early repayment charge

Yes

(D177) 2 year 3.01% Discount

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Fees

None

Early repayment charge

Yes

(OF14) 2.45% Lifetime Discount Offset

Initial rate

5.15%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

5.3% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

No

Retirement

Fixed Rate Mortgages

(LT88) 6.24% fixed to 31.12.2031 Retirement Interest-Only

Initial rate

6.24%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

60%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(LT84) 2.21% Lifetime Discount Retirement Interest-Only

Initial rate

5.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

5.5% APRC

Maximum loan to value (LTV)

60%

Fees

No fee

Early repayment charge

No

Landlords

Fixed Rate Mortgages

(B111) 6.50% fixed to 31.12.2031 BTL Standard

Initial rate

6.50%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(B112) 6.90% fixed to 31.12.2031 BTL Professional Landlord

Initial rate

6.90%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H070) 6.90% fixed to 31.12.2031 Holiday Let

Initial rate

6.90%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H071) 7.30% fixed to 31.12.2031 Holiday Let Professional Landlord

Initial rate

7.30%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.7% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(B097) 2 Year 2.31% Discount BTL Standard

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(B098) 2 Year 1.91% Discount BTL Professional Landlord

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H056) 2 Year 1.91% Discount HBTL Standard

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H057) 2 Year 1.51% Discount HBTL Professional Landlord

Initial rate

6.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

Mortgages are secured on your home. You could lose your home if you do not keep up repayments on your mortgage.