Renewing your mortgage deal

Get in touch about your mortgage deal

 

If you'd like to discuss your mortgage or are currently on our SVR (Standard Variable Rate) and would like a new mortgage deal, call us on 0161 429 4304, email switch@thevernon.co.uk or use our quick enquiry form and we'll be in touch the next working day.

If you choose a new deal and our rates go down, you can switch to a better like-for-like option with us up until 14 days before it starts. Like-for-like means the same product type (fixed/discount) and product term (2, 3 or 5 years). Our products are up to date on this page, just contact us if you see something better.

Residential

Fixed Rate Mortgages

(F570) 4.74% fixed to 30.09.2028

Initial rate

4.74%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Fees

£999

Early repayment charge

Yes

(F569) 5.09% fixed to 30.09.2028

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

(F571) 5.15% fixed to 30.09.2029

Initial rate

5.15%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.0% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

(F572) 5.19% fixed to 30.09.2031

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.7% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(D172) 2 year 3.16% Discount

Initial rate

4.44%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Fees

None

Early repayment charge

Yes

(OF14) 2.45% Lifetime Discount Offset

Initial rate

5.15%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

5.3% APRC

Maximum loan to value (LTV)

80%

Fees

No fee

Early repayment charge

No

Retirement

Fixed Rate Mortgages

(LT75) 5.69% fixed to 30.09.2031 Retirement Interest-Only

Initial rate

5.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

60%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(LT66) 2.31% Lifetime Discount Retirement Interest-Only

Initial rate

5.29%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

5.4% APRC

Maximum loan to value (LTV)

60%

Fees

No fee

Early repayment charge

No

Landlords

Fixed Rate Mortgages

(B064) 2 Year 2.01% Discount BTL Professional Landlord

Initial rate

5.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(B083) 5.95% fixed to 30.09.2031 BTL

Initial rate

5.95%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.1% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(B084) 6.35% fixed to 30.09.2031 BTL Professional Landlord

Initial rate

6.35%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H023) 2 Year 1.61% Discount Holiday Let Professional Landlord

Initial rate

5.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.6% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H042) 6.35% fixed to 30.09.2031 Holiday Let

Initial rate

6.35%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H043) 6.75% fixed to 30.09.2031 Holiday Let Professional Landlord

Initial rate

6.75%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

Discount Mortgages

(B063) 2 Year 2.41% Discount Standard BTL

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

(H022) 2 Year 2.01% Discount Holiday Let

Initial rate

5.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.5% APRC

Maximum loan to value (LTV)

75%

Fees

No fee

Early repayment charge

Yes

Mortgages are secured on your home. You could lose your home if you do not keep up repayments on your mortgage.