Cash ISA Accounts

A variety of tax-free savings options to suit you, with a variety of access options.

Account Interest rate Open from Withdrawals Useful information
Fixed-Rate ISA to 31st January 2025

Tax Free 4.90%

Gross p.a

4.90% AER

£5,000 Unlimited with a penalty
  • Available to UK residents aged 16 or above.
  • Save up to the maximum ISA limit of £20,000
  • This account allows transfers in from other Cash ISA Managers
  • This is not a Flexible ISA
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Regular Saver ISA

Tax Free 4.15%

Gross p.a

Up to 4.15% AER

£25 Max 2 a year to receive this rate
  • Available to UK residents aged 16 or above, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN.
  • Tiered interest rate
  • Save between £25 and £1,666 every month
  • This account does not allow transfers in from other Cash ISA Managers
  • This is not a flexible ISA
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Easy Access Cash ISA

Tax Free 3.45%

Gross p.a

3.45% AER

£100 Unlimited
  • Available to UK residents aged 16 or above, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN.
  • Save up to the maximum ISA limit of £20,000 per year
  • This account allows transfers in from other Cash ISA Managers
  • This is a Flexible ISA
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The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

The AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

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HELP CENTRE

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Jump over to our savings help centre and see if we can answer it for you.


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Savings Jargon Buster

There are a few considerations to make when opening a savings account, so we've explained as many terms as we can.


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Financial Services Compensation Scheme

Did you know that your eligible deposits with the Vernon are protected up to a total of £85,000 (£170,000 for joint accounts) by the Financial Services Deposit Scheme (FSCS), the UK's deposit guarantee scheme?

Learn more about the FSCS