Easy Access Cash ISA

We have the right to vary the rate of interest at any time.

Please see section 10 of our General Savings Account Terms & Conditions for a more detailed explanation which sets out when we can vary the interest rate and how and when we will notify you if this happens. A copy of the General Savings Account Terms and Conditions are provided when you open the account.

£1,006.00

This projection is provided for illustration only and does not consider individual circumstances. This assumes an initial deposit of £1,000, no further deposits or withdrawals being made over the 12-month period and that the interest rate does not change.

This account is only available to UK residents aged 16 or above, that live within a 25-mile radius of our Stockport Head Office, i.e., the postcode noted on the account must be within 25-miles of postcode SK1 1HF.

This account allows Transfers In from other Cash ISA Managers.

You can open and manage the account in-branch or you can complete an application, and either email or post it back to us. Your transactions and balance will be printed in your passbook. Additionally, you can keep up to date by registering for our Online Services.

A minimum deposit of £500 is required to open the account. You can deposit by cash or cheque in branch or by standing order or online banking.  

You may make deposits up to the maximum Cash ISA subscription limit in a tax year. The subscription limit is set by HM Revenue & Customs. 

There is no minimum withdrawal amount for this account.

Withdrawals from the account can be made in branch, over the telephone or through our Online Services.

This is a Flexible ISA so you can withdraw funds from your account and replace them without it counting towards your annual allowance, so long as you replace the funds in the same tax year.

The minimum balance allowed on this account after a withdrawal in order to keep the account open is £0.01.

Please refer to section 12 of the General Savings Terms & Conditions brochure for further information

The information contained in this summary box forms part of the terms and conditions of the account and should be read in conjunction with our General Savings Account Terms & Conditions. In particular, Section B contains specific Additional Conditions, which relate to Cash ISA products.

Your ISA savings and interest are tax exempt and do not count towards your Personal Savings Allowance. The tax treatment of ISA’s may be subject to change in the future by Government and HM Revenue and Customs.