All Savings Accounts

Compare our savings accounts and find which one is right for you.

Fixed-Rate Bonds (2 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Monthly Income Fixed-Rate Bond to 31st July 2025 (Issue 2)	4.65% Gross p.a 4.75% AER	£20,000	Not permitted	Available to UK residents aged 18 or above Save up to £100,000 as an individual applicant or £200,000 as joint applicants Now available to open online	View Apply Now
Fixed-Rate Bond to 31st January 2025	4.90% Gross p.a 4.90% AER	£5,000	Not permitted	Available to UK residents aged 18 or above Save up to £85,000 as an individual applicant or £170,000 as joint applicants Available to open online	View Apply Now

Notice (1 products)

Account	Interest rate	Open from	Withdrawals	Useful information
35-Day Notice Account (Issue 2)	4.10% Gross p.a 4.10% AER	£500	35-Days Notice Required	Available to UK residents aged 18 or above Save up to £200,000 No cash withdrawals permitted Withdrawals cannot be made without notice Now available to open online	View Apply Now

Cash ISA (3 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Fixed-Rate ISA to 31st January 2025	4.90% Gross p.a 4.90% AER	£5,000	Unlimited with a penalty	Available to UK residents aged 16 or above. Save up to the maximum ISA limit of £20,000 This account allows transfers in from other Cash ISA Managers This is not a Flexible ISA	View Apply Now
Regular Saver ISA	4.15% Gross p.a Up to 4.15% AER	£25	Max 2 a year to receive this rate	Available to UK residents aged 16 or above, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. Tiered interest rate Save between £25 and £1,666 every month This account does not allow transfers in from other Cash ISA Managers This is not a flexible ISA	View
Easy Access Cash ISA	3.45% Gross p.a 3.45% AER	£100	Unlimited	Available to UK residents aged 16 or above, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. Save up to the maximum ISA limit of £20,000 per year This account allows transfers in from other Cash ISA Managers This is a Flexible ISA	View

Young Saver (1 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Young Saver Easy Access	4.00% Gross p.a 4.00% AER	£1	Unlimited	Available to UK residents aged 17 or below, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. Save up to £85,000 Available for foster children with SMBC	View

Easy Access (1 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Easy Access	3.05% Gross p.a 3.05% AER	£100	Unlimited	Available to UK residents aged 18 or above. Save up to £250,000 Available to open online.	View

Non-Personal (3 products)

Account	Interest rate	Open from	Withdrawals	Useful information
35-Day Notice Business Deposit Account	3.10% Gross p.a 3.10% AER	£10,000	35-Days Notice Required	Available to UK based companies whose principal office (and that of any parent company) is domiciled in the UK and which is incorporated at Companies House as a Ltd Company, LLP or PLC Save up to £1,000,000 No cash withdrawals permitted Withdrawals cannot be made without notice	View
35-Day Notice Charity Account	3.30% Gross p.a 3.30% AER	£10,000	35-Days Notice Required	Available to UK organisations whose principal office is domiciled in the UK and are registered with the Charity Commission for England & Wales, the Office of the Scottish Charity Regulator, or the Charity Commission for Northern Ireland. Save up to £750,000	View
Charities, Clubs & Associations	2.30% Gross p.a 2.30% AER	£1	Unlimited	Available to UK organisations; based within the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. Save up to £500,000	View

Client (1 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Client Account	3.15% Gross p.a 3.20% AER	£50,000	Unlimited	Available to eligible UK-based firms whose Principal Office is domiciled in the UK and who are members of: The Law Society of England & Wales, Scotland, or Northern Ireland The Society of Licenced Conveyancers RICS Propertymark (ARLA or NAEA). Save up to £500,000	View

Transactional (1 products)

Account	Interest rate	Open from	Withdrawals	Useful information
Instant Access	0.00% Gross p.a 0.00% AER	£10	Unlimited	This is not a savings account and does not pay any interest. This account is available to UK residents, living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. Save up to £250,000	View

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You can find interest rate information about our closed accounts on our Interest Rate Notice.

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