Our Professional Mortgages are designed for qualified experts across fields like medicine, law, finance and engineering, offering enhanced affordability, flexibility and lending that recognises your career potential. Whether you're buying your first home or moving further up the ladder, we provide tailored support and a streamlined process to help you secure the right mortgage with confidence.
We can factor in your future earning potential when assessing affordability, giving you the ability to borrow what your career trajectory truly supports.
Borrow up to 85% LTV, with 70% on interest‑only, helping lower your initial payments while maximising your borrowing power.
We can consider a wide range of careers, so if you’re not sure whether you qualify, it’s always worth getting in touch.
From teachers and tax advisors to doctors and dentists, our Professional Mortgages are tailored to suit a wide range of qualified professions. Every application is reviewed individually, and we’re here to help you find the right solution.
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Our Professional Mortgages are designed to support qualified professionals such as doctors, dentists and solicitors who have guaranteed pay rises built into their career path. By taking your future guaranteed income into account, rather than just your current salary, we can offer higher borrowing potential to help you get the home you want.
We also offer flexible repayment options to support mortgage affordability as your career evolves. As your circumstances change, you can adjust your mortgage by making overpayments or changing your repayment method, giving you greater control.
Complete our quick online enquiry form and we'll get back to you within one working day.
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Arrange to meet an expert Mortgage Adviser in one of our six branches.
BRANCH FINDERWhat is a Professional Mortgage?
A Professional Mortgage is designed for people in qualified careers, such as doctors, accountants, lawyers, and other recognised professions, enabling access to higher value properties with improved afforadibility, reflecting your career path and future earning potential
What is a part and part mortgage?
A part and part mortgage is a loan split into two: one part where you repay both the capital and the interest each month, and another where you only pay the interest. People choose it because it can help keep monthly payments lower and may allow them to borrow more than with a full repayment mortgage. Since interest‑only payments don’t reduce the loan amount, you’ll need a strategy to repay that loan either during the mortgage term or when it ends.
Do you offer mortgages for junior doctors?
Yes. Junior doctors often have strong future earning potential, so we can consider this as part of your application, even if you’re early in your career or currently on rotations.
Can I get a mortgage as a self‑employed professional with only one year of accounts?
Yes, we can consider applications with just one year of accounts, depending on your circumstances.
Do you offer mortgages for medical professionals who aren’t doctors?
Yes. We can consider a wide range of medical and healthcare roles, including pharmacists, optometrists, dentists, and other healthcare professionals
Can you help if I have multiple income sources (e.g., locum, overtime, bonus)?
Yes. We’re used to working with complex income, including overtime, shift pay, bonuses, and locum work, and can often consider more of your real earnings in the assessment.
I’m not sure if my job qualifies, should I still get in touch?
Definitely. We consider a broad range of professions, so even if you're unsure, it’s always worth contacting our team for guidance.
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