Mortgage

Buying a Home

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Buying a Home

Ready to buy a new home? Our friendly team has a wide range of experience to help try to find the right mortgage and help get you moved in.

Fixed Rate Mortgages

(F349) 5 Year 2.99% Fixed until 31.03.2027 Purchase Only Direct Only

Initial rate

2.99%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.50% APRC

Maximum loan to value (LTV)

95%

Incentives

None

Arrangement Fee

£199

Early repayment charge

Yes

(F341) 5 Year 3.49% Fixed to 28.02.2027 Direct Only

Initial rate

3.49%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.60% APRC

Maximum loan to value (LTV)

95%

Incentives

None

Arrangement Fee

None

Early repayment charge

Yes

(F342) 5 Year 2.89% Fixed until 31.03.2027

Initial rate

2.89%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.40% APRC

Maximum loan to value (LTV)

90%

Incentives

None

Arrangement Fee

£899

Early repayment charge

Yes

(F345) 2 Year 1.99% Fixed until 29.02.2024

Initial rate

1.99%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.70% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Arrangement Fee

£1,499

Early repayment charge

Yes

(F348) 5 Year 2.25% Fixed until 30.04.2027

Initial rate

2.25%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.20% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Arrangement Fee

£999

Early repayment charge

Yes

Discount Mortgages

(D130) 3 Year 2.45% Discount Floored

Initial rate

2.75%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.30% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Arrangement Fee

£1,499

Early repayment charge

Yes

(D143) 2 Year 3.41% Discount Floored with Incentives

Initial rate

1.79%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.70% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Arrangement Fee

None

Early repayment charge

Yes

(D144) 3 Year 3.41% Discount Floored with Incentives

Initial rate

1.79%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.40% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Arrangement Fee

None

Early repayment charge

Yes

(D145) 5 Year 3.31% Discount Floored with Incentives

Initial rate

1.89%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

3.90% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Arrangement Fee

None

Early repayment charge

Yes

(D149) 3 Year 2.21% Discount Floored

Initial rate

2.99%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.80% APRC

Maximum loan to value (LTV)

95%

Incentives

None

Arrangement Fee

None

Early repayment charge

Yes

(D150) 2 Year 2.91% Discount Floored

Initial rate

2.29%

Subsequent Rate (SVR)

5.20%

Overall cost for comparison

4.90% APRC

Maximum loan to value (LTV)

85%

Incentives

None

Arrangement Fee

None

Early repayment charge

Yes

3 easy ways to apply

Apply online

Enquire Online

Complete our quick online enquiry form and we'll get back to you within one working day.

ENQUIRE ONLINE
Apply in branch

Apply in Branch

Arrange to meet an expert Mortgage Adviser in one of our six branches.

BRANCH FINDER
Apply by phone

Give us a Call

0161 429 4318

Monday - Friday

08:45 - 17:00

Why choose the Vernon?

We're local

With almost a century of local knowledge, we understand the unique needs of the community.

We're personal

First, we understand our customers as individuals. Then try to say yes.

We're knowledgeable

We're experts in mortgages so you don't need to be. We make it as simple as possible.

We're there for you

Our experienced mortgage advisors will be your point of contact throughout.

Help Centre

Got a question about mortgages?

Visit our Help Centre for answers to mortgage frequently asked questions, important leaflets and guides.
READ MORE
Help Centre

Mortgage Jargon Buster

Don't get bamboozled by Mortgages. We've pulled together a list of useful terms to help you out.
READ MORE
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE