Fixed-Rate Bonds

Want to save for something in the future? Taking out a fixed-rate bond means you won't have access to your funds until the maturity date; however, you may secure a better rate for the period of the bond.

Account Interest rate Open from Withdrawals Useful information
Fixed-Rate Bond to 31st October 2025

4.15%

Gross p.a

4.15% AER

£5,000 Not permitted
  • Save up to £85,000 per individual
  • Ages 18 and over
  • Open in branch or online
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Fixed-Rate Bond to 31st October 2026

3.90%

Gross p.a

3.90% AER

£5,000 Not permitted
  • Save up to £85,000 per individual
  • Ages 18 and over
  • Open in branch or online
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Fixed-Rate Bond to 31st October 2027

3.70%

Gross p.a

3.70% AER

£5,000 Not permitted
  • Save up to £85,000 per individual
  • Ages 18 and over
  • Open in branch or online
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Monthly Income Fixed-Rate Bond to 30th September 2026

3.45%

Gross p.a

3.50% AER

£20,000 Not permitted
  • Save up to £100,000 per individual
  • Ages 18 and over
  • Open in branch or online
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Fixed-Rate Bonds Explained

Thinking about saving with a Fixed-Rate Bond?

Here's everything you need to know.

Fixed-Rate Bonds Explained

Financial Services Compensation Scheme

Did you know that your eligible deposits with the Vernon are protected up to a total of £85,000 (£170,000 for joint accounts) by the Financial Services Deposit Scheme (FSCS), the UK's deposit guarantee scheme?

Learn more about the FSCS