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Residential | Vernon Intermediaries

Residential

THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

Overview

At the Vernon, we're here to support your cases, both simple and complex, offering expert support and personalised underwriting. Whether your client has non-standard income, is a first-time buyer, or just needs a more flexible approach, we can guide you and your clients every step of the way. 

Key Criteria

  • Flexible lending criteria
  • Personal, case-by-case underwriting
  • Available across England and Wales

Fixed Rate Mortgages

(JB01) 4.69% fixed to 31.01.2031 Joint Borrower Sole Proprietor

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

None

Early repayment charge

Yes

View

(JB02) 5.09% fixed to 31.01.2031 Joint Borrower Sole Proprietor

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

None

Early repayment charge

Yes

View

(F518) 4.49% fixed to 31.01.2028

Initial rate

4.49%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.2% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

View

(F519) 4.59% fixed to 31.01.2031

Initial rate

4.59%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

View

(F520) 4.69% fixed to 31.01.2031

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

None

Early repayment charge

Yes

View

(F522) 4.99% fixed to 31.01.2028

Initial rate

4.99%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

£999

Early repayment charge

Yes

View

(F523) 5.09% fixed to 31.01.2031

Initial rate

5.09%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.8% APRC

Maximum loan to value (LTV)

90%

Incentives

Yes

Fees

None

Early repayment charge

Yes

View

(F524) 5.39% fixed to 31.01.2031

Initial rate

5.39%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.9% APRC

Maximum loan to value (LTV)

95%

Incentives

Yes

Fees

None

Early repayment charge

Yes

View

(F521) 4.65% fixed to 31.01.2031 Large Loan

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.5% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

View

(C001) 4.75% fixed to 31.01.2028 Complex

Initial rate

4.75%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

View

(C002) 4.89% fixed to 31.01.2031 Complex

Initial rate

4.89%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

6.6% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£999

Early repayment charge

Yes

View

Discount Mortgages

(JB03) 2 Year 2.91% Discount Joint Borrower Sole Proprietor

Initial rate

4.69%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£499

Early repayment charge

Yes

View

(D169) 2 Year 2.95% Discount (Large Loan)

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

Yes

Fees

£1,249

Early repayment charge

Yes

View

(C003) 2 year 2.95% Discount Complex

Initial rate

4.65%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£499

Early repayment charge

Yes

View

(C004) 2 year 2.41% Discount Complex

Initial rate

5.19%

Subsequent Rate (SVR)

7.60%

Overall cost for comparison

7.4% APRC

Maximum loan to value (LTV)

90%

Incentives

None

Fees

£499

Early repayment charge

Yes

View

Enquire Now

We're proud to be known for our personal, approachable service. If you have a question or would like to discuss a case, our team is here to help - Monday to Friday, 8:45 AM to 5:00 PM. We look forward to hearing from you!

GET IN TOUCH
Get In Touch | Vernon Intermediaries
Question

Register

If you haven’t registered with us already, please register online before submitting business with us. Once registered with us, you can register to our broker online services.

REGISTER
Guide

Decision in Principle

Obtain a DIP before submitting an application. Attach an affordability calculator to your submission and we'll give you an initial decision based on the information provided.

DECISION IN PRINCIPLE
Mortgage

Submit a Full Application

Once your registration has been confirmed, you'll be able to submit an application via our online broker portal. All documents required for the application are uploaded at this time.

SUBMIT APPLICATION