Products
  • Example search result
  • Example search result
  • Example search result
Pages
  • Example search result
  • Example search result
  • Example search result
Self-Build Mortgages | Vernon Intermediaries

Self-Build

THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

Overview

We provide flexible mortgage options for clients embarking on self-build journeys across England and Wales. Our lending criteria supports modern construction methods and allow savings to be ring-fenced within affordability assessments. Every application is personally underwritten, ensuring your clients’ individual circumstances are carefully considered.

Key Criteria

  • Modern construction types accepted
  • Interest-Only during build
  • Ring-fence savings for affordability
  • Up to 85% LTV at each build stage

Discount Mortgages

(SB33) BuildLoan 1.70% Discount (arrears)

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

View

(SB35) BuildLoan 1.61% discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

None*

Early repayment charge

Yes

View
* of the loan amount

(SB32) Mayflower 1.61% discount large loan

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

70%

Incentives

None

Fees

None*

Early repayment charge

Yes

View
* of the loan amount

(SB31) Mayflower 1.70% Discount

Initial rate

5.90%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.1% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

View

(SB34) BuildLoan 1.51% Discount (accelerator)

Initial rate

6.09%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.3% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

£1,999

Early repayment charge

Yes

View

(SB36) Self-Build 1.61% Lifetime Discount

Initial rate

5.99%

Subsequent Rate (SVR)

N/A

Overall cost for comparison

6.2% APRC

Maximum loan to value (LTV)

80%

Incentives

None

Fees

None*

Early repayment charge

Yes

View
* of the loan amount (min £1,499)

Enquire Now

We're proud to be known for our personal, approachable service. If you have a question or would like to discuss a case, our team is here to help - Monday to Friday, 8:45 AM to 5:00 PM. We look forward to hearing from you!

GET IN TOUCH
Get In Touch | Vernon Intermediaries
Question

Register

If you haven’t registered with us already, please register online before submitting business with us. Once registered with us, you can register to our broker online services.

REGISTER
Guide

Decision in Principle

Obtain a DIP before submitting an application. Attach an affordability calculator to your submission and we'll give you an initial decision based on the information provided.

DECISION IN PRINCIPLE
Mortgage

Submit a Full Application

Once your registration has been confirmed, you'll be able to submit an application via our online broker portal. All documents required for the application are uploaded at this time.

SUBMIT APPLICATION