Boosting our buy-to-let range

11th October 2021

We're launching five new buy-to-let products to complement our existing range of landlord products.

We're constantly trying to improve our products and make them more inclusive. With this in mind, we've decided to increase our range of options for landlords, including those who operate under a limited company structure and landlords who own their properties on a personal basis.

Our new products include:


  • A five-year discounted rate at 2.49% up to 75% LTV with a £1,499 fee
  • A two-year discounted rate at 2.99% up to 75% LTV with a £999 fee
  • A three-year discounted rate at 3.29% up to 75% LTV with a £999 fee, available to both individual and limited company landlords
  • A limited company landlord five-year discounted rate at 2.49% up to 75% LTV with a £1,499 fee
  • A limited company two-year discounted rate at 2.99% up to 75% LTV with a £999 fee.

Enhanced Criteria

We have also enhanced our criteria to allow more support for landlords. We now lend to landlords with no minimum income requirement and we've extended our maximum end of term age to 80.

Our buy-to-let mortgages are also now available to non-owner occupiers, first-time landlords, and first-time buyers on an individual and limited company basis, as well as on let-to-buy applications. In addition to our new products, we also offer a range of holiday buy-to-let mortgages.

Brendan Crowshaw, head of mortgage and savings distribution:

"We’ve boosted our buy-to-let product range to meet demand.

"And we’ve updated our lending criteria to support a wider range of landlords, whether they’re first-time buyers or seasoned professionals with their portfolio held in a limited company structure.

"We’ve listened carefully to brokers and added these products to meet the needs of your clients. Our practical approach to underwriting means we’ll treat each case individually and look for ways to say yes where possible."

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