5th November 2025
Our new Complex Prime mortgages offer flexible lending for complex incomes and properties, all with personal, common-sense underwriting.
We understand that complex cases need tailored solutions. Whether your clients have non-standard income, unique property types, or simply don’t fit the mould of mainstream lending, our new range of Complex Prime mortgages are designed to meet them where they are.
We’ve launched four new products under our Complex Prime range, offering more flexibility for clients with sophisticated income profiles or property requirements. They also offer the ability for sole applicants to go above 5.5x LTI for affordability, with joint applicants able to go above 5x. Each product is available for purchase or remortgage, and every application is personally underwritten to reflect your client’s individual circumstances.
We are experts in complex cases. We support borrowers who feel locked out by mainstream lenders and pride ourselves on finding solutions where others see obstacles. Whether it's non-standard income, unique property types, or unconventional circumstances, we look beyond the surface to understand the full picture.
Our underwriters apply discretion across the entire Complex Prime range. We don’t rely solely on rigid criteria. Every case is an opportunity to make lending more inclusive, more personal, and more human.
Brendan Crowshaw, our Head of Mortgage and Savings Distribution, said:
“We’ve built a reputation for saying ‘yes’ when others say ‘no’. Our new Complex Prime range reflects our commitment to supporting clients with unique financial profiles. Every case is individually assessed, ensuring we provide solutions that truly fit.”
At the Vernon, we don’t believe in one-size-fits-all lending. Our broker-first approach means you’ll always have access to a responsive team, clear communication, and products designed to support your clients’ real-world needs.
Phone: 0161 429 4327
Email: info@vernonintermediaries.co.uk