We have partnered with Bspoke Underwriting Ltd on behalf of SiriusPoint International Insurance Corporation to provide comprehensive home and contents cover. Bspoke have over 300 years of insurance expertise and with their new Home Insurance product, you can choose cover to suit your needs.
Anyone with a home can benefit from Bspoke's flexible Home Insurance. You don't have to have a mortgage with us. You may even be in rented accommodation and just need to protect your belongings. There are two levels of cover which may be offered to you depending on your needs. Check if our Standard or Premier cover best reflects what you require and which extra options you may need.
Choose the cover that meets your needs: Buildings, Contents, or both.
Choose from multiple options to provide you with extra cover where you feel you need it:
Accidental damage cover
Personal belongings & money
Pedal cycles
Legal expenses
Garden cover
Home Emergency Assistance
Buildings and contents
Core cover for the physical fabric and your moveable belongings such as carpets and sofas
£500,000 Buildings
£50,000* Contents
£500,000 Buildings
£75,000* Contents
Buildings
Covers walls and roofs, as well as permanent fixtures and fittings like kitchens and bathrooms
£500,000
£500,000
Contents
Covers a wide variety of items in your home from furniture through to white goods such as fridges and dishwashers.
£50,000*
£75,000*
Personal belongings
Covers you for the items you take out of the home with you.
Optional - £3,000** or more if you need it
Optional - £5,000** or more if you need it
Accidental damage
With our Accidental Damage cover, mishaps such as drilling through a pipe or spilling wine on your carpet don’t have to spoil your day
Optional
Included
Garden Cover
Not just your trees and plants, but your garden furniture and gardening equipment too
£2,000
£5,000
Home Emergency Assistance
We’ll arrange for an authorised tradesperson to fix certain emergencies and prevent further damage
Optional - Up to £1,000 call out, labour and parts
Optional - Up to £1,000 call out, labour and parts
Legal Expenses
Cover for personal injury, consumer, residential, employment and tax related legal issues.
Optional - £50,000
Optional - £50,000
Pedal Cycle
Covers up to six cycles both home and away
Optional - Pedal cycles over £1,500 need to be specified
Optional - Pedal cycles over £1,500 need to be specified
*Inner limits apply including single item limit and total limit for high risk items.
**Inner limits apply
If your needs have changed, it is quick and easy to change your cover. You can do this at any time and will not be charged a fee for making any amends.
Please note: there are exclusions with all home insurance policies.
Vernon Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (registration number 195475). You can check this on the Financial Services Register.
Vernon Building Society Home Insurance is administered by Hood Group Ltd (no. 3139744). Registered in England and Wales at 2nd Floor Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Authorised and regulated by the Financial Conduct Authority. Reference no. 616402.
Head to Bspoke's online portal for a quick online quote on your home and contents insurance.
GET QUOTE
Arrange to meet an expert Mortgage Adviser in one of our six branches.
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