Mortgage Guides

With over 100 years of experience helping people secure their homes, we know how important it is to have the right information before making a big decision. That’s why we’ve created a range of helpful mortgage guides below - to support your research and give you a clearer understanding of the process.

First-time buyer mortgage guide

Breaking down your options and highlighting the key things to consider as a first-time buyer, helping you feel more confident every step of the way.

Self-employed mortgages explained

What you’ll need, what lenders look for, and how to give yourself the best chance of getting a mortgage when you're self-employed.

Self-build mortgages explained

How self-build mortgages work, what to expect during the process, and how our expertise and flexible approach can support your self-build journey.

Joint borrower sole proprietor mortgages explained

If your income isn’t quite enough to buy a home, a Joint Borrower Sole Proprietor (JBSP) mortgage could help.

Holiday let mortgages explained

Your guide to how holiday let mortgages work; breaking down everything you need to know to secure your holiday rental mortgage.

Buy to let mortgages explained

Your guide to how Buy to Let mortgages work; breaking down everything you need to know to secure your rental mortgage.

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08:45-17:00

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE